DEBIT CARD

The Debit Card in Australia page provides you with links to financial providers and sites with financial information, where you can find out more about debit cards.

A debit card is essentially a card that offers all the benefits of a credit card without having to worry about the debt.  Instead of spending money on credit, the debit card is linked to an account, so that the only money you are spending is money you already have.  If you have trouble keeping track of your credit card spending, this might be the solution you need!

In Australia, the two most common debit card brands are Visa and Mastercard, although there are other providers in Australia and around the world.  Because your debit card is also a Visa or Mastercard, you can use it in literally millions of locations around the world.

A debit card gives you the best of both worlds.  It allows you more freedom in purchasing – you can use it on the phone, online and at almost any location you’ll ever need – and allows you to keep track of your spending.

This is not financial advice.  Please consult a financial adviser before applying for a debit card.

Debit Card - http://www.stgeorge.com.au/

The VISA debit card gives you the freedom to shop with your own money, anywhere in the world.

St.George debit cards offer a range of services and benefits to suit your individual needs. Debit cards draw directly on your own money in your linked transaction account.

You can use a St.George debit card to: transact on your St.George accounts, access St.George Phone and Internet Banking, pay for purchases by EFTPOS in Australia, pay bills by phone and Internet and withdraw cash around Australia and almost anywhere in the world via ATMs, EFTPOS and bank branches.

This is not financial advice.  Please consult a financial adviser before applying for a debit card.

Financial Information Site - http://www.moneybuddy.com.au/

If you’re the kind of person who struggles to reign in your credit card debt each month, a debit card could be for you. Debit cards have all the functionality of credit cards – you can make purchases online or over the phone – but only let you spend money you actually have.

Most debit cards have all the features of credit cards - you can make payments over the phone or internet, access your money overseas, or make purchases at “credit cards only” locations. The difference is, the money for these payments is drawn directly from your savings or transaction account, rather than as credit from the bank.

Money Buddy provides jargon-free information about all aspects of personal finance, from home loans to credit cards, car and personal loans, banking and investment. We are a team of people based in Sydney, interested in presenting finance information in a useful, easily-digested format.

This is not financial advice.  Please consult a financial adviser before applying for a debit card.

Australian Bank - http://www.anz.com/

With the ANZ Everyday VISA debit, you can enjoy many great features.  But most of all, you can enjoy worldwide acceptance of your VISA debit card, while spending your own money.

You can make purchases online, by phone and at more than 24 million outlets all over the world.

ANZ has an online guarantee for more secure online purchases, plus ANZ Falcon monitoring for suspicious purchases.

This is not financial advice.  Please consult a financial adviser before applying for a debit card.

Australian Bank - http://www.westpac.com.au/

With a new Westpac Debit MasterCard you'll experience a better way to access your own money from your deposit account– wherever and whenever you want.

The new Westpac Debit MasterCard offers easy access to your money in Australia or overseas wherever MasterCard is accepted – at over 25 million locations and 900,000 ATMs worldwide; a flexible payment method for online, phone or mail-order shipping; the convenience of using your own funds and control over your finances – you can spend only the money in your account.

This is not financial advice.  Please consult a financial adviser before applying for a debit card.

Bank in Australia - http://www.bankwest.com.au/

The MasterCard Debit Card is not a credit card.  It's a new type of MasterCard that draws directly from your selected savings or cheque account, and it's exclusive to BankWest.

Our MasterCard Debit Card works everywhere MasterCard does; overseas, over the internet, over the phone and at over 24 million locations worldwide.

Shop in Australia and overseas, and enjoy having no annual fee!

This is not financial advice.  Please consult a financial adviser before applying for a debit card.

Australian Financial Institution - http://savingsloans.com.au/

With a Visa Debit card you get all the convenience and easy access of a Visa card without having to pay any interest or monthly account-keeping fees. This is because with this option your Visa card is your main transaction account, into which your pay or other income is credited. Basically, you are drawing on a positive balance, much like a savings or cheque account.

Every time you make a cash withdrawal from an ATM or make a purchase from a store, the amount is automatically deducted from the balance of your account.

We can also arrange an overdraft facility. And when you apply, you’ll be happy to know there’s no application fee and no annual fee.

This is not financial advice.  Please consult a financial adviser before applying for a debit card.

Credit Card Information - http://www.creditcardsaustralia.com.au/

Are you confused with all the offers out in the marketplace?  Credit Cards Australia helps you compare credit cards on offer before applying for the one that fits your needs. All credit cards in our database accept online applications. 

In today's credit-based society, it's hard to get by without a major card. The concept of prepaid debit cards is really very simple. You open an account and "pre-load" the card with cash up-front, similar to a pre-paid telephone card. Then you use your prepaid card where most debit cards are accepted. Some Debit Cards attract interest by linking to a online savings account.

This is not financial advice.  Please consult a financial adviser before applying for a debit card.

Financial Institution - http://www.bendigobank.com.au/

The Bendigo Blue debit card combines the advantages of a credit card with the features of your everyday transaction bank account.

Use your own money to purchase in stores, over the phone, internet or other places where credit cards are accepted.

Enjoy acceptance in Australia as well as worldwide purchasing power and cash access with Bendigo Blue, which is accepted at more than 24 million locations globally. You can also use your Bendigo Blue at more than 840,000 ATMs worldwide. And in addition, you can make internet, mail and telephone purchases worldwide.

This is not financial advice.  Please consult a financial adviser before applying for a debit card.